> ## Documentation Index
> Fetch the complete documentation index at: https://docs.byzantine.fi/llms.txt
> Use this file to discover all available pages before exploring further.

# Terms and Conditions

> Accept Byzantine terms before creating a user or entity account.

Before creating a user account (KYC) or an entity account (KYB), the end user must accept the required terms. This step is common to both flows.

## Accept the Byzantine Terms and Conditions

The user must accept the [Byzantine Terms and Conditions](https://www.byzantine.fi/terms-and-conditions) before creating the account. The `timestamp` of the acceptance is required when calling the create endpoint:

* **Individuals (KYC):** `/submit/create-individual-account`
* **Legal entities (KYB):** `/submit/create-entity-account`